C-3 (W)

Click on the links below to view the plan documents.

Summary Plan Description (SPD)

  • This Summary Plan Description describes the major medical, dental, vision, life insurance, and weekly income benefits provided by the Welfare Plan. Please check your collective bargaining agreement or call the Fund Office to determine the benefits you and your dependents are eligible for.

Summary of Benefits and Coverage (SBC)

  • This document provides a general description of the health benefits provided by the Plan. SBC’s are required by the Affordable Care Act (ACA). The federal government developed the SBC from primarily to help people who will be shopping for individual coverage in the health care exchange. They are designed so that individuals can compare “apples to apples” when comparing plans. For that reason, we were not allowed to customize much of the SBC. Fortunately, you have coverage based on a Collective Bargaining Agreement between your employer(s) and your union and don’t need to shop for coverage.

Summary of Material Modifications (SMM)

  • This summary only provides information regarding the changes that have been made to the Plan and does not provide all of the information that may be relevant to a particular provision. For more information concerning the provisions addressed by this summary, you should consult your SPD booklet and previous summaries of material modifications.